about  |   contact   |  join the club  
home forum photo gallery knowledgebase shop club services [login]

Moped Increase Capped, Motoscooter Decrease Allowed!!
Forum ->News & Announcements
Post new topic   Reply to topic ::
View previous topic
:: View next topic
Author Message

Claudio (off-line)
club president

Posts: 719
view gallery: 7 pics

contact Claudio
 email | private msg

PostPosted: Mon Nov 20, 2006 8:52 pm    Post subject: Moped Increase Capped, Motoscooter Decrease Allowed!! Reply with quote

[Back to top]
[Originally sent via email]
It is with great enthusiasm and excitement that I inform you of the outcome of our participation as a Registered Intervener in this yearís Manitoba Public Insurance Rate Application. I apologize for the lengthy email, however, there is an abundance of information to share.

Since we began intervening in 2004, this is now the second time we have successfully had triple digit increases for moped-class bikes capped at a more reasonable 20-25%.

Normally, rate DECREASES are also capped at 20%, however, in this yearís hearing we argued successfully for the Board to allow the proposed decrease for motorscooters while applying the cap to the increase.

With the significant decrease in motorscooter rates, the cost difference of insuring as a moped versus a motorscooter is much less (in the range of $70-80 difference). This means that if you have your Class 6 license, you can insure your moped-class bike as a motorscooter (under 100cc) and not pay a huge differential. Once your vehicle registered and insured as a motorscooter, the dilemma of the 50 km/hr limit and passenger restriction no longer applies (passenger-related restrictions on Class 6 learners permits and graduated licenses still apply).

We cannot continue this type of work without the support and encouragement of our membership. If you can afford to support Scootering Manitoba through a donation or Paid Membership, I ask that you consider doing so.

I believe we could not have hoped for a better result and I am sure you will agree. See the detailed information below.


Claudio Sousa, President

When do these rate changes take effect?
These take effect March 1, 2007. If your renewal date is before this date, you will be subject to the 2006 rates. If your renewal date is on/after this date, you will be subject to the changed rates.

What does this mean for you?
1. If you ride a moped, you will pay approximately $20 more for your basic insurance

2. If you ride a motorscooter, your basic insurance premium amount (see your statement) will be reduced by approximately 70% (actual decreases will vary by engine size and declared value).

3. If you have your Class 6 (approximately 25% of moped owners do), you have more comparable rates and can choose to pay a bit extra to have your moped registered as a motorscooter, thereby, avoiding the problems associated with de-restricting your bike to go faster than 50 km/hr.

4. If you donít have your Class 6 but can afford the time and cost, consider taking it this year so youíll have more choice in how you register and insure your bike.

What did MPI Originally apply for?
1. A 100% increase to Mopeds
If approved, this would increase the typical insurance costs of a moped-class bike by $80-$100. There are approximately 1,400 registered moped-class bikes in the province.

2: On average, a 70% reduction for motorscooters (scooter-style bikes >= 50cc or faster than 50 km/hr).

3. Moped Rental Use to Be Separated
Effective next year, MPI would place rental mopeds in a separate class, ensuring that accidents relating to rentals don't affect personal rates and vice-versa.

How did the Public Utility Board Rule?
1. The proposed moped increase to be capped at 25%.

2. The decrease to motorscooters, averaging 70%, to be allowed as an exception.

3. Rental use will be segregated as proposed.

I have questions about this, who can I direct them to?
Please feel free to contact me by email or post your question on our Forum.

bikerboy (off-line)
Club Member

Posts: 128
view gallery: 0 pics

contact bikerboy
 email | private msg

PostPosted: Mon Nov 20, 2006 11:10 pm    Post subject: Reply with quote

[Back to top]
Fantastic!! Thanks for all your time and effort spent representing our concerns.
Vir prudens non contra ventum mingit

jonny5 (off-line)
Club Member

Posts: 135
view gallery: 5 pics

contact jonny5
 email | private msg

PostPosted: Tue Nov 21, 2006 6:25 am    Post subject: Reply with quote

[Back to top]
Well done, Claudio. Thank you very much for all your hard work:lol:

Cody (off-line)
Club Member

Posts: 142
view gallery: 14 pics

contact Cody
 email | private msg

PostPosted: Tue Nov 21, 2006 8:51 am    Post subject: Reply with quote

[Back to top]
Thankyou Claudio.
You persistence is paying off for all the Scootering Public in Manitoba.

I wanna Harley.... Need something SLOWWWEEERRR.

Lalunette (off-line)
club spokesperson

Posts: 610
view gallery: 6 pics

contact Lalunette
 email | private msg

PostPosted: Tue Nov 21, 2006 10:40 am    Post subject: Reply with quote

[Back to top]
Thank you Claudio for your continued excellent efforts !!
Richard Loiselle
Director of Media and Public Relations

"You can go far with a smile. You can go even farther with a smile and a moped... or a scooter."

Blij dat ik rij / Rood gevaar !!

bill (off-line)
Club Member

Posts: 13
view gallery: 0 pics

contact bill
 email | private msg

PostPosted: Tue Nov 21, 2006 11:52 am    Post subject: Reply with quote

[Back to top]
Great work Claudio. Thanks for everything you do for the club. We couldn't ask for a better president.

CenturionSPQR (off-line)
Club Member

Posts: 871
view gallery: 16 pics

contact CenturionSPQR
 email | private msg

PostPosted: Thu May 24, 2007 3:03 pm    Post subject: Reply with quote

[Back to top]
From the Public Utilities Board publications:

7. Scootering Manitoba
While Scootering Manitoba did not attend the PHC, it
subsequently expressed interest in participating indicating an
intention to examine the significant premium increases
proposed for mopeds and motor scooters, from the perspective of ďrate shockĒ. Scootering Manitoba intends to examine the
evidence and make closing argument towards ensuring fairness
and equity.
Scootering Manitoba reported that it will not call a witness
or apply for costs. The Board, noting that Scootering
Manitoba has been a responsible intervener in past hearings,
will grant Intervener status to Scootering Manitoba.
- July 6, 2006
Board Order 103/06
Page 9

At the hearing, the Board noted a willingness of MPI to work with SM to distinguish between
private-use owned mopeds and mopeds held in rental fleets. The Board recommends that MPI
act on its inclination and work with CMMG to improve the perception, if not the reality, of
fairness of approach to mopeds.
As to moped rates, the Board rejects MPIís proposal to increase the rates by in excess of 90%,
and will approve increases of up to 25%. While slightly in excess of the normal cap of 20%,
with the low average dollar premiums involved, the Board is satisfied with a 25% increase for
mopeds. This will allow the actual moped rates to move towards the indicated rate over four
years, while experience is unfolding concerning the segregation of rental mopeds.
As to the Boardís acceptance of large decreases in motor scooter rates, the Board notes that there
are less than 100 motor scooters and that relative to mopeds, and there are clearly classification
issues to be resolved between mopeds and scooters, premiums have been too high for too long.
- November 20, 2006
Order No. 156/06
Page 72

Scootering Manitoba
The Board agrees with SM that MPIís proposal to reduce motor scooter premiums by 94% after
years of increases being applied suggests that while much has been done over the years to
improve the classification and premium setting model, it is clear that more work likely remains
ahead. Presenter Hyworren raised an issue related to newspaper carriers that may represent this
sort of matter. Through this hearing and other processes, MPI learns of issues for its
policyholders, issues that when researched thoroughly, may lead to changes that reflect increased
A further example of this arising out of SMís intervention to these proceedings is MPIís
separation of rental mopeds from individually owned mopeds; a move expected to improve the
relationship between cost causation and premiums for mopeds.
The Board joins with SM in recognizing that outdated legislation and insurance definitions
should be addressed, and recommends to MPI that it bring these matters to governmentís
attention with its support.
- November 20, 2006
Order No. 156/06
Page 83

1. MPIís proposed 2.6% overall decrease in Basic motor vehicle premiums and fees
for the Basic Automobile Insurance Program for the year ending February 28,
2008 be and is hereby approved, except for the following amendments:
a) reduce the average increase in motorcycle rates to 5% rather than the
proposed 8.4%; and
b) cap increases in moped premium rates at 25% per annum, while retaining
the 20% cap for increases for other vehicles (no cap for motor scooter
premium decreases),
the amendments to be made without affecting premiums for any other class or
- November 20, 2006
Order No. 156/06
Page 88

"All Your Base Are Belong To Us"
Display posts from previous:   
Post new topic   Reply to topic    Forum -> News & Announcements All times are GMT - 5 Hours
Page 1 of 1
View previous topic
:: View next topic  

Jump to:  

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You can download files in this forum
site terms of use | privacy policy

Powered by phpBB . Theme adaptation from mikelothar.com

Excellent webhosting provided by Zenutech